<aside> ✅ This document will present the steps of the aCuotaz flow, where the different events are sent to your ecommerce.

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1️⃣ Checkout page

<aside> ✅ We start the process in your ecommerce, selecting aCuotaz as the payment method, this will display additional information. The ecommerce will send the necessary data to our system such as the order id and the amount to pay.

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2️⃣ Financing simulator

<aside> ✅ It will redirect you to apurata.com, where we will continue the process. Here you can select the number of installments in which we will pay for our product.

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Event sent at the end of this step: created

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3️⃣ Evaluation form

<aside> ✅ You have to enter the necessary data to start our evaluation. Once completed, we will create a financing request in our system and start your evaluation

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<aside> ▶️ We do not send any event

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4️⃣ Evaluation result

After the evaluation, we will have two options:

<aside> ✅ The client is approved and can continue with the process. Here he is notified from the same page and by SMS.

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<aside> ▶️ Event sent at the end of this step: approved

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<aside> ✅ The client is not approved. We redirect him back to the ecommerce to be able to select another method of payment.

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<aside> ▶️ Event sent at the end of this step: rejected

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5️⃣ Down payment

<aside> ✅ After being approved, the payment of the initial fee must be made, there is the option of paying by card or transfer. After verifying this process, the ecommerce is informed that the payment has already been made. The product cannot be delivered yet!

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<aside> ▶️ Event sent at the end of this step: onhold

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6️⃣ Identity validation

<aside> ✅ As a last step, you will have to validate your identity by 3 means: phone, email and photos, after validating your data and verifying that everything is correct, the ecommerce is informed that it was validated correctly.

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<aside> ▶️ Event sent at the end of this step: validated

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7️⃣ Finished process

<aside> ✅ The client is redirected to your ecommerce to review details of his order paid. We inform to the ecommerce that the whole process is finished and can proceed to the delivery of the product.

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<aside> ▶️ Event sent at the end of this step: funded

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🚫 Process cancellation